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It is likely that investors, especially beginners, have trouble understanding how the “market” works. What starts as trouble picking the right investment avenue ends at trouble understanding the technicalities of the multiple transactions one needs to make. The cycle is unending. Let us begin with the basics of one avenue - equity investment.
Equities aren’t always considered a good idea, probably because of the fluctuations that they face. But they aren’t a bad idea just because of their link with the stock market. But the fluctuations with the market can be guarded against.