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Saving for retirement is an excellent objective. Congress has created tax incentives to allow you to get a tax benefit on your savings. One example is an IRA, a 401K or other qualified retirement account. But what is a Roth IRA? Is it better than a traditional IRA or not? The answer is that it depends. Do you want the tax deduction to reduce your taxes now or would you prefer to have a tax-free retirement account.
My 401k: No more match. Keep contributing? OK, so your employer announces the following regarding: Your 401k: No more match. Should I keep contributing?
Should I keep contributing to my 401k? Sometimes it's a bit stunning when faced with an obvious question. Find out more now.
A big advantage to a Roth IRA account is that you're not required to take annual distributions if you want to keep your account growing and don't need the income yet.