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Personal Injury-My Legal Rights in an Automobile Accident

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I was just in a vehicle accident. I'm hurting but haven't gone to the doctor because I don't have any health insurance. What can I do?
Too often people are more worried about the condition of their car than themselves after an accident. Always remember that you have two separate claims that arise out of an accident where you were hit through no fault of your own, a property damage claim for your vehicle and a personal injury claim for yourself. The first thing to do is to get immediate medical attention if you are hurting or in anyway think you may have been injured! Your health should never be put on the back burner, and especially not now.

Don't make the mistake of thinking that the at-fault driver's insurance will pay the bill while you are treating. They do not "pay as you go," rather, a lump sum settlement is the norm, usually at the end of your treatment. Fortunately, there are ways to minimize the financial up front costs to you.

First and foremost, go to the hospital emergency room if there is any question whatsoever about whether you have a potentially serious injury. Often an emergency room will still treat you even if you don't have insurance; in fact they may have an absolute obligation to treat you depending on your situation. There are also many medical providers who will be willing to treat you on a "lien" basis, meaning that they will place a hold on any billing activity until you have settled your case, or received a jury verdict, so that you can get the treatment that you need right now. Mills & Hoopes, LLC can usually assist you in getting these holds placed on your medical billing accounts, in exchange for your promise to pay later.

Besides the number one priority consideration of your health, it is also important to note that without medical records to prove your injuries, your claim will likely not be as successful in maximizing the value of any future recovery you may be entitled to.
Remember that the bigger the gap in time between the time of the accident and the time you first receive any treatment, the easier it is for a trained insurance company adjuster to argue that your present pain and suffering is due to other causes than the accident!

How Do I Protect My Rights?
Always get treatment for any injuries you have suffered. Be cooperative with the insurance companies when they ask for information, but be careful not to say or do anything to unintentionally weaken or jeopardize your rights against them. Remember that the insurance company is not your friend, they are in business to keep your claim as low as possible and sometimes that means that your best interests are not put first.

If you retain Mills & Hoopes, LLC to represent you, you will not have to worry about dealing with them as they would no longer be permitted to contact you directly, and you can rest assured your rights are being protected to the fullest.

Steve Mills is the managing partner in the law firm of Mills & Hoopes, LLC, in Lawrenceville, Georgia. For more information on our legal services or your legal needs in areas such as contractual matters, litigation, commercial real estate, immigration, environmental matters, wills, divorce and family matters, personal injury, collections, small claims, landlord tenant or any criminal matters, please visit out website www.millshoopeslaw.com 

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