2Checkout - Merchant Account - Credit Card Processing Alternative

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With my ongoing quest to charge people on the Internet at their convenience, I have again sign up on another payment method, this is the time when paypal was already offered in our country and yet the functionalities are only limited to withdrawal only. You can't request any money from any user, the only way to earn money is via referral system.

Now 2co.com or 2checkout.com came along, 2co.com is available for people being charged using their payment system and 2checkout.com is for merchant login and merchant portal. So we will discuss 2checkout.com on this post.

Aside from the more obvious purpose of signing for a merchant account at 2co.com that is to accept worldwide payment via internet, there are some benefits that it offers, you can sell from virtual to real physical product, create discount coupons, affiliate program, one page hosted on ssl that contains all your products and services, no fees for ACH deposits in the U.S., accepts check payment, low cost wire transfer to non-U.S. residents. The commission structure is a bit pricey, first you activate your account by paying one time signup fee of $49, they earn from you: $0.45 per Sale and 5.5% of Sale Amount, 30 day money back guarantee only.

Unlike paypal it has a strong customer support for merchants rather than buyers, on paypal almost about anything can be refunded accepting ridiculous reasons from "can't read an english site" to "i've forgotten my paypal email", 2checkout.com supports merchants very well, according to my experience, they bring it up unto the credit card agency of the buyer, if buyer suddenly for no reason at all complains about payment to merchant, and very helpful as well, and they really side with merchants. Thus fraudsters are afraid to use this 2checkout.com when you're accepting payments, since 2checkout.com will do the homework and other fraudulent transactions checking and research on their side before you get credited for the payment of the buyer, takes a while little longer but it's all worth it.

Now on top of that they're offering 2co reloadable Master card and you will receive $10 credit on your card upon signup of a merchant account.

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